--- id: "epm:4.2" source: "Minnesota Health Care Programs Eligibility Policy Manual" source_short: "EPM" publisher: "Minnesota Department of Human Services" section: "4.2" title: "Medicare Savings Programs" breadcrumb: "4 Other Health Care Programs > 4.2 Medicare Savings Programs" effective_date: 2016-06-01 last_modified: 2026-10-03T03:58:38.571566+00:00 version: 1 url: "https://bot-corpus.mn-dhs.online/s/epm/4.2" official_origin: "https://hcopub.dhs.state.mn.us/epm/4_2.htm" legal_citations: [] --- # EPM 4.2 Medicare Savings Programs Medicare Savings Programs (MSP) are federal and state-funded programs that assist people on Medicare who have limited income and assets by paying some Medicare expenses, such as premiums, deductibles, and coinsurance. A person’s county, tribal or state servicing agency determines who is eligible for an MSP. There are four types of MSPs: - Qualified Medicare Beneficiary (QMB) - Service Limited Medicare Beneficiary (SLMB) - Qualified Individual (QI) - Qualified Working Disabled (QWD) Although the eligibility requirements and benefits are different, MSPs follow many of the same eligibility policies as Medical Assistance for People Who Are Age 65 or Older and People Who Are Blind or Have a Disability (MA-ABD). This chapter includes policies that apply to MSPs and links to relevant MA and Minnesota Health Care Programs (MHCP) policies. 1. [MSP General Requirements](https://bot-corpus.mn-dhs.online/s/epm/4.2.1) 1. [MSP Applications](https://bot-corpus.mn-dhs.online/s/epm/4.2.1.1) 2. [MSP Cooperation](https://bot-corpus.mn-dhs.online/s/epm/4.2.1.2) 3. [MHCP Fraud](https://bot-corpus.mn-dhs.online/s/epm/1.3.2.3) 4. [MHCP Inconsistent Information](https://bot-corpus.mn-dhs.online/s/epm/1.3.2.4) 5. [MSP Mandatory Verifications](https://bot-corpus.mn-dhs.online/s/epm/4.2.1.3) 6. [MSP Medicare Overview](https://bot-corpus.mn-dhs.online/s/epm/4.2.1.4) 7. [MHCP Overpayments](https://bot-corpus.mn-dhs.online/s/epm/1.3.2.5) 8. [MSP Referral for Other Benefits](https://bot-corpus.mn-dhs.online/s/epm/4.2.1.5) 9. [MSP Retroactive Coverage](https://bot-corpus.mn-dhs.online/s/epm/4.2.1.6) 10. [MHCP Rights](https://bot-corpus.mn-dhs.online/s/epm/1.3.1) 1. [MHCP Appeals](https://bot-corpus.mn-dhs.online/s/epm/1.3.1.1) 2. [MHCP Authorized Representative](https://bot-corpus.mn-dhs.online/s/epm/1.3.1.2) 3. [MHCP Civil Rights](https://bot-corpus.mn-dhs.online/s/epm/1.3.1.3) 4. [MHCP Data Privacy](https://bot-corpus.mn-dhs.online/s/epm/1.3.1.4) 5. [MHCP Notices](https://bot-corpus.mn-dhs.online/s/epm/1.3.1.5) 11. [MSP Types of Medicare Savings Programs](https://bot-corpus.mn-dhs.online/s/epm/4.2.1.7) 2. [MSP Non-Financial Eligibility](https://bot-corpus.mn-dhs.online/s/epm/4.2.2) 1. [MA Citizenship and Immigration](https://bot-corpus.mn-dhs.online/s/epm/2.1.2.2) 2. [MA County Residency](https://bot-corpus.mn-dhs.online/s/epm/2.1.2.3) 3. [MA Social Security Number](https://bot-corpus.mn-dhs.online/s/epm/2.1.2.5) [MHCP State Residency](https://bot-corpus.mn-dhs.online/s/epm/1.4) [MSP Financial Eligibility](https://bot-corpus.mn-dhs.online/s/epm/4.2.3) 1. [MSP Assets](https://bot-corpus.mn-dhs.online/s/epm/4.2.3.1) 2. [MSP Household Composition and Family Size](https://bot-corpus.mn-dhs.online/s/epm/4.2.3.2) 3. [MSP Income](https://bot-corpus.mn-dhs.online/s/epm/4.2.3.3) [MSP Post-Eligibility](https://bot-corpus.mn-dhs.online/s/epm/4.2.4) 1. [MA Begin and End Dates](https://bot-corpus.mn-dhs.online/s/epm/2.1.4.1) 2. [MA Benefit Recovery (MSP benefits before 1/1/2010)](https://bot-corpus.mn-dhs.online/s/epm/2.1.1.2.1) 1. [MA Estate Recovery (MSP benefits before 1/1/2010)](https://bot-corpus.mn-dhs.online/s/epm/2.1.1.2.1.1) 2. [MA Liens (MSP benefits before 1/1/2010)](https://bot-corpus.mn-dhs.online/s/epm/2.1.1.2.1.2) 3. [MHCP Change in Circumstances](https://bot-corpus.mn-dhs.online/s/epm/1.3.2.1) 4. [MSP Cooperation](https://bot-corpus.mn-dhs.online/s/epm/4.2.1.2) 5. [MHCP Fraud](https://bot-corpus.mn-dhs.online/s/epm/1.3.2.3) 6. [MHCP Inconsistent Information](https://bot-corpus.mn-dhs.online/s/epm/1.3.2.4) 7. [MSP Referral for Other Benefits](https://bot-corpus.mn-dhs.online/s/epm/4.2.1.5) 8. [MA-ABD Renewals](https://hcopub.dhs.state.mn.us/epm/2_3_4_2ar4.htm)