---
id: "epm:2.3.3"
source: "Minnesota Health Care Programs Eligibility Policy Manual"
source_short: "EPM"
publisher: "Minnesota Department of Human Services"
section: "2.3.3"
title: "Financial Eligibility"
breadcrumb: "2 Medical Assistance > 2.3 Medical Assistance for People Who Are Age 65 or Older and People Who Are Blind or Have a Disability > 2.3.3 Financial Eligibility"
effective_date: 2016-06-01
last_modified: 2026-10-03T03:51:57.899951+00:00
version: 1
url: "https://bot-corpus.mn-dhs.online/s/epm/2.3.3"
official_origin: "https://hcopub.dhs.state.mn.us/epm/2_3_3.htm"
legal_citations:
  []
---
# EPM 2.3.3 Financial Eligibility

This subchapter provides policy about financial eligibility. This includes eligibility factors that involve a person’s income or assets.

This subchapter includes policies that apply to Medical Assistance for People Who Are Age 65 or Older and People Who Are Blind or Have a Disability (MA-ABD).
1. [MA-ABD Household Composition and Family Size](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.1)
2. [MA-ABD Assets](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2)
  1. [MA-ABD Asset Limits](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.1)
    1. [MA-ABD Asset Deeming](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.1)
      1. [MA-ABD Sponsor Asset Deeming](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.2.1)
  2. [MA-ABD Excluded Assets](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.3)
  3. [MA-ABD Countable Assets](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.4)
    1. [MA-ABD Availability of Countable Assets](https://hcopub.dhs.state.mn.us/epm/2_3_3_2_4_1ar1.htm)
      1. [MA-ABD Shared Ownership](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.4.1.1)
  4. [MA-ABD Unknown Assets](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.5)
  5. [MA-ABD Excess Assets](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.6)
  6. [MA-ABD Asset Evaluation](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7)
    1. [MA-ABD Liquid Assets](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.1)
    2. [MA-ABD Retirement Funds and Plans](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.2)
    3. [MA-ABD Health Expense Accounts](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.3)
      1. [MA-ABD Flexible Spending Arrangements](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.3.1)
      2. [MA-ABD Health Savings Accounts](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.3.2)
    4. [MA-ABD Real Property](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.4)
      1. [MA-ABD Homestead Real Property](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.4.1)
      2. [MA-ABD Non-Homestead Real Property](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.4.2)
      3. [MA-ABD Life Estates and Remainder Interests](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.4.3)
      4. [MA-ABD Other Property Interests](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.4.4)
    5. [MA-ABD Contract for Deed and Other Property Agreements](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.5)
    6. [MA-ABD Promissory Notes](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.6)
    7. [MA-ABD Automobiles and Other Vehicles used for Transportation](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.7)
    8. [MA-ABD Annuities](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.8)
    9. [MA-ABD Trusts](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.9)
      1. [MA-ABD Identifying the Type of Trust](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.9.1)
      2. [MA-ABD Client-Funded Trusts](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.9.2)
      3. [MA-ABD Medical Assistance Qualifying Trusts](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.9.3)
      4. [MA-ABD Special Needs Trusts](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.9.4)
      5. [MA-ABD Pooled Trusts](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.9.5)
      6. [MA-ABD Third Party Established and Funded Trusts](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.9.6)
      7. [MA-ABD Supplemental Needs Trusts](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.9.7)
    10. [MA-ABD Life Insurance Policies](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.10)
    11. [MA-ABD Burial Contracts](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.11)
      1. [MA-ABD Burial Space Exclusion](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.11.1)
      2. [MA-ABD Burial Fund Exclusion](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.11.2)
    12. [MA-ABD Continuing Care Retirement Community Entrance Fee](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.12)
    13. [MA-ABD Tribal Payments and Interests](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.13)
    14. [MA-ABD Household Goods and Personal Effects](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.2.7.14)
3. [MA-ABD Income](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.3)
  1. [MA-ABD Income Limits](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.3.1)
  2. [MA-ABD Income Methodology](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.3.2)
    1. [MA-ABD Countable Income](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.3.2.1)
      1. [MA-ABD Income Deeming](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.3.2.1.1)
      2. [MA-ABD Sponsor Income Deeming](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.3.2.1.2)
    2. [MA-ABD Disregards and Deductions](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.3.2.2)
    3. [MA-ABD Excluded Income](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.3.2.3)
4. [MA-ABD Medical Spenddowns](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.4)
  1. [MA-ABD Spenddown types](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.4.1)
  2. [MA-ABD Health Care Expenses](https://bot-corpus.mn-dhs.online/s/epm/2.3.3.4.2)
